Credit / Risk Analyst at Greengates Group Limited – Excellent Jobs

Excellent Jobs – Our client, Greengates Group Limited, a group of companies with several business concerns in manufacturing, finance, real estate, and advisory, is hiring for:

Job Title: Credit/Risk Analyst.
Location: Jibowu, Lagos.
Employment Type: Full-time.

Job Overview

• We are hiring for a talented credit/risk analyst professional to join our team.
• If you’re excited to be part of a winning team, Greengates Group Limited is a great place to showcase your experience.

Your Responsibilities

• Analyse data to better understand potential risks, concerns, and outcomes of decisions.
• Aggregate data from multiple sources to provide a comprehensive assessment.
• Create reports, summaries, presentations, and process documents to display results.
• Collaborate with other team members to effectively analyse and present data.
• Develop systems and processes for gathering and storing data for future analytic projects.
• Conduct research into potential clients and understand the risks of accepting each one.
• Identify economic and financial trends that may present a risk to the company.
• Monitor internal and external data points that may affect the risk level of a decision.
• Ensure that clients interested in taking loans are given the necessary information to access the loan.
• Collection of needed financial information/documentation and assessing the clients’ creditworthiness.
• Calculation and analysing of risk ratios of clients based on the client’s credit score and financial history.
• Recommendation of loans for approval/denial based on a thorough analysis of the client’s credit request.
• Maintaining the loan portfolio.
• Setting up payment plans for clients and ensuring approved loans are promptly disbursed in line with management approval.
• Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.

Your Qualifications

• Bachelor’s Degree.
• Fifteen years of experience as an analyst in a similar company or related field.
• Demonstrated ability to prioritise tasks and meet daily deadlines for projects.
• Strong written and verbal communication skills to inform managers and other stakeholders of results.
• Proficiency in Microsoft Excel, Access, Visio, and other analysis programs.
• Ability to manage multiple projects and programs at the same time to complete work.
• Critical thinking skills with the ability to independently solve problems with data.
• Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts.
• Basic knowledge of programming languages, such as SQL and Python.
• Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program.
• Excellent knowledge of loan application procedures and best lending practices.
• Exceptional analytical skills and the ability to work with complicated financial data.
• Strong ethical behaviour and the ability to work with sensitive financial information.
• Ability to analyse the business of clients and identify the credit risk associated with it and recommend mitigates where necessary.

Salary

N400,000 – N450,000 monthly.

Application Closing Date

10th January, 2025.

Method of Application

Interested and qualified candidates should send their CV to excellentjobs@gmail.com using the job title as the subject of the mail.